|
 
  

 >> The ultimate resource for COBRA insurance information and options

Quick Links

New York Continuation Demonstration Program
 

The State of New York is committed to helping all New Yorkers obtain and maintain affordable health insurance. In September 2004, Governor Pataki signed legislation intended to assist eligible entertainment employees and certain displaced workers with maintaining their health insurance. The legislation created two separate and distinct pilot programs: (1) one for eligible entertainment industry employees and (2) a second for certain displaced workers.

The first project was designed for entertainment industry employees and was created to address the unique episodic employment conditions in the entertainment industry. It is designed to create and evaluate a health insurance model which could be applied to other industries characterized by seasonal and episodic employment.

The second project was designed to make health insurance continuation assistance available to displaced workers who have become unemployed as a result of increased imports from, or shifts in production to, foreign countries, as described in the federal Trade Act programs.

Additional Information

Each program has its own eligibility criteria and different application procedures.

Eligible Entertainment Industry: 

To participate in this program, you must meet all of the following requirements:

(1)

you must be a New York State resident;

(2)

you must be eligible for, or already covered by, COBRA/continuation coverage through a collectively bargained plan covering entertainment industry employees;

(3)

you must not already be receiving continuation assistance through a Department of Health program;

(4)

you must not be eligible for Medicare;

(5)

you must not be eligible for employer sponsored coverage; and

(6)

you must meet the household income limitation, as set forth below:

 

Family Size

Monthly Household Income

1

Up to $1,984

2

Up to $2,663

3

Up to $3,342

4

Up to $4,021

5

Up to $4,700

Extra Person

Add $680

Amounts effective January 1, 2005, updated annually. Pregnant women count as 2 people.

 

Once you are accepted into the program, you will not lose your eligibility if your income increases above the household income limitation during the time you are receiving assistance through this program.

However, you will lose your eligibility for the premium subsidy if any of the following were to occur:

 

(1)

your continuation coverage/COBRA ends;

(2)

you move out of New York State;

(3)

you become eligible for Medicare; or

(4)

you become eligible for employer insurance.

 

Please also note that, as part of your application, you will be required to sign an acknowledgment that if you become eligible for employer insurance, you will lose your eligibility for the premium subsidy as of that date and the state may seek to recover any monies paid by the state on your behalf for the period you were eligible for employer insurance.

Due to the limited funding available for this program, applications will be accepted on a first come, first serve basis. If the Insurance Department does not have enough funding available to ensure 12 months of assistance for an applicant, we will be required under the law to deny your application.

 

Displaced Workers:

 

(1)

you must be a New York State resident;

(2)

you must be eligible for, or already covered by, COBRA/continuation coverage;

(3)

you must not already be receiving continuation assistance through a Department of Health program;

(4)

you must not be eligible for Medicare;

(5)

you must not be eligible for employer provided coverage; and

(6)

you must have lost employment or received notice of termination due to increased imports from, or shifts in production to, foreign countries, as described in the federal Trade Act programs.

(7)

at the time of application, you must meet the household income limitations set forth below:

 

Family Size

Monthly Household Income

1

Up to $1,984

2

Up to $2,663

3

Up to $3,342

4

Up to $4,021

5

Up to $4,700

Extra Person

Add $680

Amounts effective January 1, 2005, updated annually. Pregnant women count as 2 people.

 

Please note that once you are accepted into the program, you will not lose your eligibility if your income increases above the household income limitation during the 12 months that you are entitled to receive continuation assistance.

You will lose your eligibility for the premium subsidy if any of the following were to occur: 

 

(1)

your continuation coverage/COBRA ends;

(2)

you move out of New York State;

(3)

you become eligible for Medicare; or

(4)

you become eligible for insurance through an employer.

 

Health Insurance

Temporary Health Insurance

Next day coverage, last up to 6 months.

Short Term Health Insurance

Permanent Health Insurance

6+ months of coverage

Cobra Health Insurance

Student Health Insurance
 

Travel Insurance

International Health Insurance

traveling outside your home country? Overseas.

Trip Cancellation Insurance

Life Insurance
 Term Life Insurance

Online Instant Term Life Insurance

Adult Whole Life Insurance

Child Whole Life Insurance
 

Dental Insurance

Dental Insurance

Dental Plan

 

Group Insurance Plans

Group Health Insurance
  

 

Important Disclaimer:  COBRA is a law (It is not an endorsed insurance plan or company).  Answers and comments provided on Cobrahealthinsurance .com website are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, governmental, or other professional advice. Cobrahealthinsurance .com does not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service, health plan, or service provider mentioned or any opinion expressed in the website.  Replies, comments, or information gathered on Cobrahealthinsurance .com website may not be accurate but are intended to be helpful.  Health and life insurance company directory.

Copyright ©2006 SASid Inc. All rights reserved.