Connecticut Cobra Insurance Resource

COBRA Insurance in Connecticut:

What are your options?

State Insurance Department Information:

Connecticut insurance department documents and articles of interest:

Cobra Insurance in Connecticut:

If you work for an employer that has over 20 full-time employees:  Then federal COBRA law applies, go to COBRA summary

Has Connecticut enacted a Law similar to COBRA for business with fewer than 20 full-time employees?

Yes, Public Act 97-268 mirrors federal law, with the exception of giving disabled individuals continuation benefits for 29 months, instead of the 36 months.

What are your options?

1. Contact your previous employer and ask him/her to give you your COBRA papers so that you may see how much it is to continue your health insurance through the group plan.

2. Shop for temporary health insurance: if you do not have preexisting conditions and need temporary coverage for 1-6 months then temporary health insurance is a great solution and you will find that it is extremely affordable.

3. If you have preexisting conditions or pregnant you should try to get on another group plan (or pay for COBRA) as quick as you can or contact your local insurance state department to see what they have available for you.  Many states have a guaranteed issue health insurance plan for individuals who cannot secure coverage through a private health insurer.  Check out our Uninsurable State Risk Pools Resource page.

Connecticut State Insurance Department Contact Information:

Connecticut COBRA links:

• Department of Insurance: Connecticut

• Continuation Medical and Dental Coverage (COBRA)
  Health Insurance Portability and Accountability Act of 1996 (HIPAA)