Arkansas Cobra Insurance Resource

COBRA Insurance in Arkansas:

What are your options?

State Insurance Department Information:

Arkansas insurance department documents and articles of interest:

Cobra Insurance in Arkansas:

If you work for an employer that has over 20 full-time employees:  Then federal COBRA law applies, go to COBRA summary

Has Arkansas enacted a Law similar to COBRA for business with fewer than 20 full-time employees?

Yes, The Arkansas HIPPA Act 997 of 1997 requires employers with 2-19 employees to offer COBRA for 4 months.

What are your options?

1. Contact your previous employer and ask him/her to give you your COBRA Papers so that you may see how much it is to continue your health insurance through the group plan.

2. Shop for temporary health insurance: if you do not have preexisting conditions and need temporary coverage for 1-6 months then temporary health insurance is a great solution and you will find that it is extremely affordable.

3. If you have preexisting conditions or pregnant you should try to get on another group plan (or pay for COBRA) as quick as you can or contact your local insurance state department to see what they have available for you.  Many states have a guaranteed issue health insurance plan for individuals who cannot secure coverage through a private health insurer.

Arkansas State Insurance Department Contact Information:

Arkansas Insurance Department
Consumer Services Division
Third and Cross Streets
Little Rock, AR 72201
(501) 371-2640
(501) 371-2749 Fax
or call: 1-800-852-5494

The Consumer Services Division is responsible for assisting insurance consumers with questions and with resolving insurance-related consumer complaints.

This Division also monitors insurance companies to ensure compliance with the insurance laws of the State of Arkansas. Additionally, the Consumer Services Division provides education to assist consumers in understanding their policies and other insurance related issues.

Arkansas insurance department documents and articles of interest:

• How to file a complaint - Arkansas Commissioner's Office