Alabama Cobra Insurance Resource

COBRA Insurance in Alabama:

What are your options?

State Insurance Department Information:

Alabama insurance department documents and articles of interest:

Alabama articles on COBRA Insurance:

Cobra Insurance in Alabama:

If you work for an employer that has over 20 full-time employees:  Then federal COBRA law applies, go to COBRA summary

If you work for an business with fewer then 20 full-time employees:

Has Alabama enacted a Law similar to COBRA for business with fewer than 20 full-time employees?

No, Currently Alabama does not have a law that replicates COBRA for businesses fewer than 20 full-time employees.

What are your options?

1. Shop for temporary health insurance: if you do not have preexisting conditions and need temporary coverage for 1-6 months then temporary health insurance is a great solution and you will find that it is extremely affordable.

2. If you have preexisting conditions or pregnant you should try to get on another group plan as quick as you can or contact your local insurance state department to see what they have available for you.  Many states have a guaranteed issue health insurance plan for individuals who cannot secure coverage through a private health insurer.

Alabama State Insurance Department Contact Information:

Alabama insurance department documents and articles of interest:

• 10 Things you should know about COBRA

• Health Insurance Portability and Accountability Act